Estonia is a small country in Northern Europe with a population of just over 1.3 million people. Despite its size, however, the country has become a major player in the fintech industry, with a number of innovative companies driving the development of new financial technologies. Here are five companies from Estonia that have had a significant impact on the fintech industry:

TransferWise: Founded in 2011, TransferWise is an online money transfer service that allows users to send money internationally at a fraction of the cost of traditional money transfer services. The company has quickly become one of the most successful fintech startups in the world, with a valuation of over $3 billion and over 10 million customers.

Bondora: Bondora is a peer-to-peer lending platform that connects investors with borrowers looking for loans. Founded in 2009, the company has become one of the leading P2P lending platforms in Europe, with over 1.5 million registered investors and more than €300 million in loans.

Funderbeam: Funderbeam is a crowdfunding platform that allows investors to discover, invest in, and trade early-stage startups. The company, which was founded in 2013, has quickly become a leader in the field, with over 100 startups and more than 1,000 investors on the platform.

Monese: Monese is a mobile-based banking platform that allows users to open a bank account in minutes, regardless of their location or credit history. The company, which was founded in 2013, has quickly become one of the leading digital banks in Europe, with over 2 million customers and a valuation of over $300 million.

Bolt: Bolt is a ride-hailing and delivery platform that connects riders with drivers in cities around the world. Founded in 2013, the company has quickly become one of the largest ride-hailing platforms in Europe, with operations in over 30 countries and a valuation of over $1 billion.

In conclusion, these five companies from Estonia have had a major impact on the fintech industry, with innovative business models and technologies that have disrupted traditional financial services and paved the way for a new era of digital finance.